Housing Loans

If you are 16 years or over, and wish to purchase or build your own home, or you own your own home and require improvements or repairs to be carried out, then you may be eligible to apply for an Orkney Islands Council Housing Loan. This is a loan secured on your property. The Council may lend up to 90% of the price of the property or 90% of the valuation of the property (whichever is lower) and a maximum of £171,000 is available per loan as at November 2022. In certain circumstances, an interest only housing loan may be made available up to £30,000 in value.

Further information on Housing Loans is available from the 'Related Downloads' section of this page.